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Real estate is more complex than making decisions from the facts. That is especially true for developers, lenders, real estate managers, and entrepreneurs, whose strength and commitment are often tested.

Cowden Humphrey is committed to being the best possible firm for developers and managers of entrepreneurial businesses to come for legal guidance and counsel.

We are Cowden Humphrey, the Redevelopment Professionals, who are dedicated to:

  • Rehabilitation
  • Restoration
  • Reuse
  • Redevelopment

We provide turnkey consulting solutions to developers, lenders, and managers of redevelopment projects.

Cowden Humphrey provides you with a full-range of high value legal services tailored to your unique project needs. We demonstrate a clear understanding of the legal and business implications of any real estate situation—and the pressures at work on the business, legal and life decisions your success requires. We are entrepreneurs advising entrepreneurs.  The Real Estate Projects and Services that Cowden Humphrey provide are:


General Real Estate Services

  • Acquisition / Sale of Commercial Real Estate (office, industrial, retail, hospitality and multifamily)
  • Leasing of Commercial Real Estate (landlord / tenant representation)
  • Real Estate Financing (borrower representation)
  • Section 1031 Like Kind Exchanges / TIC Arrangements
  • Hotel Acquisition / Licensing
  • Liquor License Transfers
  • Urban Redevelopment and Adaptive Reuse for Multi-Family, Office, Hospitality, Retail and Industrial Use
  • Corporate-Owned Real Estate
  • Conventional, Multi-Layered, Public, Private, Institutional, Construction, Tax Credit and Facade Easement Financing
  • Zoning and Land Use Issues
  • Purchase, Sale, Lease, Condominium, and Other Complex Real Estate Transactions
  • Real Estate Entity Formation and Structure

Acquisition and Development

  • Land Assembly
  • Equity Financing (Historic tax credit, facade easements, lost development easements, low income housing tax credits (LIHTC), new markets tax credits, private syndications)
  • Capital Markets
  • Historic Rehabilitation and Adaptive Reuse
  • Layered Financings and Government Subsidized Financing

Common Ownership

  • Preparation of Declaration of Covenants, Conditions, Easements and Restrictions for condominiums and fee simple developments; home owners association documents, including incorporation
  • Condominium Conversions
  • Reciprocal Easement Agreements (REA)
  • Tenant in Common Agreements (TIC)
  • Developer Financing

Environmental Services

  • Brownfield Redevelopment and Revitalization
  • Voluntary Action Program (VAP)
  • County Brownfield Loan Fund
  • Green Buildings
  • Storm Water Discharge Permits
  • Wetlands Permits

Land Use

  • Zoning
  • Building Permits
  • Land Assembly, Lot Splits and Consolidations
  • Eminent Domain


  • Lender and Borrower Representation
  • HUD Financing
  • HTC/LIHT/NMTC and Facade and Lost Development Easements
  • Tax Increment Financing (TIF)
  • County and City Subordinate Financing
  • Mezzanine Financing
  • Fannie Mae Financing
  • Community Reinvestment Area
  • CDBG

Community Development Corporations (CDC)

  • Representation of Not for Profit Corporations (501(c)(3))
  • Affordable Housing
  • Neighborhood Development

Construction Law

  • Construction Contract Negotiation
  • Architect and Contractor Representation
  • AIA Documents


  • HUD Financing (refinancing and construction)
  • Market to Market
  • Transfer of Physical Assets (TPA)
  • Housing Assistance Payments (HAP)
  • Partial Payment of Claim (PPC)


Your Real Estate and Development Team:  Frank Nagorney, Terrence Steel                   and John Storey

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Cowden & Humphrey Co. LPA | 4600 Euclid Avenue, Suite 400, Cleveland, Ohio 44103-3748 | 216-241-2880 Fax 216-241-2881

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